The first step in applying for the City Second Loan Program (CSLP) offered to first-time homebuyers by the San Francisco Mayor’s Office of Housing (MOH) is to complete a first-time homebuyer education course through one of MOH’s five approved housing counseling agencies.

The five agencies offering the first-time homebuyer education course can be found here. Once the course has been completed, the borrower must go to one of the participating lenders to get pre-approval or pre-qualification. The list of participating lenders for CSLP can be found here. Once pre-qualified there are several more steps in the CSLP applicaiton process including determining the maximum first mortage for which you can qualify, finding a property, and entering a purchase agreement.

Details on the remaining steps that must be taken to complete the application process can be found here.

 

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