Once an applicant has determined that hey have met the requirements to be eligible for the Downpayment Assistance Loan Program (DALP), the first step in applying for the DALP offered to first-time homebuyers by the San Francisco Mayor’s Office of Housing (MOH) is to complete a first-time homebuyer education course through one of MOH’s five approved housing counseling agencies. The five agencies offering the first-time homebuyer education course can be found here.

Once the course has been completed, the borrower must go to one of the participating lenders to get pre-approval or pre-qualification. The list of participating lenders for DALP can be found here. Once pre-qualified there are several more steps in the DALP application process including determining the maximum first mortage for which you can qualify, finding a property, and entering a purchase agreement. The details on the remaining steps that must be taken to complete the application process can be found here.


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