To be eligible for American Dream Downpayment Initiative (ADDI) offered to first-time homebuyers by the San Francisco Mayor’s Office of Housing (MOH), applicants must first become eligible to purchase a Below Market Rate (BMR) housing unit. This process begins with taking a First-time Homebuyer Workshop through one of MOH’s five approved counseling agencies. The list of approved counseling agencies can be found here. More information on becoming eligible to buy a BMR housing unit (in order to take advantage of ADDI) can be found here.


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